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Life Insurance is insurance that will pay an agreed amount upon death of the insured, or at the end of a predetermined time frame set by the insured. Life Insurance covers your expenses after you are no longer there to pay it (loans, college expenses). It can be broken down into two different categories: Term Life and Whole Life.
Whole Life Insurance
Whole Life Insurance will remain in force your whole life, as long as the premium is paid, or until you choose to cancel it. Whole Life policies build up cash value, and, although the premiums are higher than with term life policies, they pay a higher amount back upon conclusion.
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